{"id":8598,"date":"2017-08-17T23:59:02","date_gmt":"2017-08-17T23:59:02","guid":{"rendered":"https:\/\/gilbertandsmallman.com\/respuestas-a-tus-preguntas-sobre-accidentes-de-trafico-en-florida\/"},"modified":"2025-12-03T17:29:45","modified_gmt":"2025-12-03T17:29:45","slug":"respuestas-a-tus-preguntas-sobre-accidentes-de-trafico-en-florida","status":"publish","type":"post","link":"https:\/\/gilbertandsmallman.com\/es\/respuestas-a-tus-preguntas-sobre-accidentes-de-trafico-en-florida\/","title":{"rendered":"Respuestas a tus preguntas sobre accidentes de tr\u00e1fico en Florida"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright size-medium wp-image-831\" src=\"https:\/\/www.hgilbertlaw.com\/wp-content\/uploads\/2015\/02\/Blog-1-pic-1-Beach-Auto-3-Signs-of-a-staged-car-crash-300x169.jpg\" alt=\"Accidente de coche en Florida\" width=\"300\" height=\"169\" srcset=\"https:\/\/gilbertandsmallman.com\/wp-content\/uploads\/2015\/02\/Blog-1-pic-1-Beach-Auto-3-Signs-of-a-staged-car-crash-300x169.jpg 300w, https:\/\/gilbertandsmallman.com\/wp-content\/uploads\/2015\/02\/Blog-1-pic-1-Beach-Auto-3-Signs-of-a-staged-car-crash.jpg 614w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Si te has visto implicado en un accidente de coche en el estado de Florida, es probable que tengas preguntas. <\/span><a href=\"https:\/\/www.hgilbertlaw.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Gilbert y Smallman<\/span><\/a><span style=\"font-weight: 400;\"> ha respondido a algunas de las preguntas m\u00e1s frecuentes a continuaci\u00f3n, pero si tienes preguntas adicionales, ll\u00e1manos hoy mismo para tu consulta legal gratuita. <\/span> <\/p>\n<h2><span style=\"font-weight: 400;\">\u00bfQu\u00e9 significa que Florida es un estado sin culpa?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Puede que hayas o\u00eddo que Florida es un estado sin culpa. B\u00e1sicamente, esto significa que no importa qui\u00e9n tuvo la culpa del <\/span><a href=\"https:\/\/www.hgilbertlaw.com\/practice-areas\/personal-injury-attorney\/auto-accidents\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">accidente de tr\u00e1fico <\/span><\/a><span style=\"font-weight: 400;\">tu compa\u00f1\u00eda de seguros de coche debe pagar los primeros 10.000 $ en concepto de salarios perdidos y gastos m\u00e9dicos. Este seguro se denomina PIP. La ventaja es que puedes acudir a tu propio m\u00e9dico. Si necesitas ayuda para preparar tu reclamaci\u00f3n, ponte en contacto con Gilbert y Smallman. <\/span> <\/p>\n<h2><span style=\"font-weight: 400;\">\u00bfQu\u00e9 ocurre si mis facturas superan los 10.000 $?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Si se agotan tus prestaciones PIP, el conductor culpable pasa a ser responsable de los da\u00f1os. En muchos casos, la simple visita a urgencias puede consumir toda la prestaci\u00f3n PIP. Si necesitas atenci\u00f3n m\u00e9dica adicional, o si tienes que ausentarte del trabajo, es probable que tengas que trabajar con un abogado de lesiones personales que pueda garantizarte la indemnizaci\u00f3n que te corresponde por los da\u00f1os sufridos.    <\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u00bfTengo opciones si la parte culpable no tiene seguro o tiene muy poco?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Esto depende. Si tienes cobertura UM (motorista sin seguro) en tu propia p\u00f3liza, entonces tienes protecci\u00f3n. Tener esta cobertura aumentar\u00e1 tu prima mensual, pero te protege en este tipo concreto de situaci\u00f3n. No es raro que la persona culpable de un accidente no tenga seguro. Si no tienes cobertura UM, no puedes reclamar contra su seguro. Tal vez puedas demandarles personalmente por sus bienes, pero en muchos casos no tendr\u00e1n bienes por los que merezca la pena demandar.       <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dicho esto, si tienes tu propia UM, estar\u00e1s protegido. Siempre recomendamos a nuestros clientes que tengan tanta cobertura UM como les est\u00e9 permitido o puedan permitirse. Si tienes seguro UM, no des por sentado que tu compa\u00f1\u00eda de seguros te va a entregar sin m\u00e1s lo que te corresponde. Recuerda que su modelo de negocio no es cuidar de ti, sino minimizar el importe de las prestaciones. Gilbert &amp; Smallman te ofrece una consulta gratuita para ayudarte a conocer tus opciones.      <\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si te has visto implicado en un accidente de coche en el estado de Florida, es probable que tengas preguntas.&hellip;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"two_page_speed":[],"footnotes":""},"categories":[654],"tags":[657,659,661],"class_list":["post-8598","post","type-post","status-publish","format-standard","hentry","category-abogado-de-accidentes-de-trafico","tag-accidentes-de-trafico","tag-accidentes-en-florida","tag-estado-sin-culpa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Respuestas a tus preguntas sobre accidentes de tr\u00e1fico en Florida<\/title>\n<meta name=\"description\" content=\"Si te has visto implicado en un accidente de coche en el estado de Florida, es probable que tengas preguntas. 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