If your home is being foreclosed, then you’re likely wondering: Do I really need to hire an attorney? While you’re certainly not legally required to hire one, at Gilbert & Smallman we can tell you that there are many advantages to giving us a call and letting us help you through this experience. Here are just a few of the ways we can make a foreclosure defense less stressful and ensure the best possible outcome.
Our first step is to file an NOA
When you decide to work with us, we’ll file a Notice of Appearance, otherwise known as an NOA. This gives us the right to officially represent you and will ensure that the bank sends us information directly. You won’t have to be involved at all.
We’ll then handle all summons and complaints. These need to be responded to promptly and properly and we’ll ensure that happens. Depending on how you want to proceed, we may respond to the complaint by indicating that you intend to fight to keep your home. We can also look at the notice to point out mistakes that you may not have noticed.
We can attend meeting and settlement conferences on your behalf
When you’re dealing with a potential foreclosure, the last thing you need is to be required to take time off work to show up to meetings and settlement conferences. Once you’re represented by our law firm, we can appear at all court appearances on your behalf.
We’ll present defense strategies
Without working with an attorney, you’re limited in your defense options. You’d have to do hours and hours of research just to understand the very basics. On the other hand, we have years of experience working within real estate law and we can come up with the best defense options.
For example, we may be able to argue that the bank can’t legally foreclose to a break in the chain of title. We could also argue that the bank isn’t the party of interest or that they engaged in unfair lending practices. There are many options and the right attorney can help you find the best way to move forward.
Are you interested in learning more about your foreclosure options? Contact Gilbert & Smallman today for your free legal consultation. We are here to represent your interests and to ensure that the outcome is the best possible solution.